Checking
Herget Bank is proud to offer commercial checking accounts, which feature safety and convenience while allowing you to make the best use of your organization’s resources. Because needs of organizations often differ, we have designed several different types of accounts in order to meet your varying needs. Let our experienced team help you find the right account.
Advantage Checking
This account is designed to fit most businesses’ record keeping needs. The account has an earnings credit which can be used to reduce or eliminate service charges.
Basics Checking
This account is a perfect fit for the needs of most small business owners. Your first 100 deposited items, checks and debits each month are free, with a $0.25 charge for each additional deposited item, check and debit over that. This account can be opened with a minimum deposit of $100. With this account, you receive Herget’s Online Banking, 24-Hour Helper and monthly statements.
Analysis Checking
This account option provides a comprehensive analysis for businesses with high levels of activity and/or multiple checking accounts. Each month you will receive a detailed statement which summarizes all account transactions. This account has an earnings credit which can be used to reduce or eliminate service charges and may be saved for a period of high account use. Account balances and activity fees are combined for service charge computation, so a surplus earnings credit in one account may be used to offset a service charge in another account. In addition, other fees and charges for a la carte services may also be calculated in the account analysis rather than having them billed directly to the account.
Business Interest Checking
Business Interest Checking from Herget Bank puts your money to work for you. With Business Interest Checking, your money receives interest based on competitive valuable tiered rates. Guidelines for determining eligibility are available at each of our offices.
Sweep
If your company’s cash flow tends to fluctuate, a Business Sweep account might be a perfect solution. Our Business Sweep account automatically transfers excess funds to an interest-bearing account. There is no extra record keeping and you can relax knowing your excess money is earning interest.
Community Connections
Community Connections offers an interest-bearing checking account for not-for-profit organizations.
