Checking
At Herget Bank, our goal is to provide you with the knowledge you need in order to make decisions that make the most sense for you. Our experienced bankers can offer advice on the appropriate checking account to meet your needs. Talk to us about the differences in Regular, Economy, Interest and Herget Works Checking and which account is best suited for you.
Regular Checking
If you’re not interested in frills, Herget Regular Checking gives you everything you need. There are no transaction limitations. You get free Online Banking and Bill Pay (15 bills per month, over 15, $0.50 each) and if you keep a $300 minimum balance each month, there’s no service charge.
Includes:
- VISA check card (for qualified accounts)
- 24-Hour Helper (telephone banking)
- Monthly statements to active accounts
Note: There are no fees for this account as long as you keep your minimum balance above $300. A $5 fee per month will be assessed if the account balance drops below $300 for any day during that month.
Economy Checking
If you’re concerned about having a minimum balance, Herget Economy Checking takes fear out of the picture. There is no minimum balance and no service charge worries. A $0.50 fee is charged for each debit. Plus, Online Banking with Bill Pay (15 bills per month; over 15, $0.50 each) can be added for $4.95 per month.
Interest Checking
If you tend to keep a balance of more than $1,000 in your checking account, put that money to work for you. With Herget Interest Checking, your money receives interest based on competitive, variable tiered rates.
Includes:
- Herget VISA check card (for qualified accounts)
- Herget Money Card
- 24-Hour Helper (telephone banking)
- Online Banking with Bill Pay (15 bills per month, over 15, $0.50 each)
Note: There are no fees for this account as long as you keep your minimum balance above $1,000. A $10 fee per month will be assessed if the account balance drops below $1,000 for any day during that month.
