Disclosures & Disclaimers
Privacy Policy
FACTS |
WHAT DOES Herget Bank, N.A. DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Herget Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share you personal information | Does Herget Bank share? | Can you limit this sharing? |
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For our everyday business purposessuch as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposesto offer our products and services to you |
Yes | No |
For joint marketing with other financial companies |
No | We don't share |
For our affiliates' everyday business purposesinformation about your transactions and experiences |
No | We don't share |
For our affiliates' everyday business purposesinformation about your creditworthiness |
No | We don't share |
For nonaffiliates to market to you |
No | We don't share |
Questions? |
Call (309) 347-1131 or go to www.herget.com |
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Who we are |
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Who is providing this notice? |
Herget Bank, N.A. |
What we do |
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How does Herget Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Herget Bank collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
Customer confidentiality is addressed in the employee handbook “Code of Ethics.” We believe in educating our employees so they will understand the importance of confidentiality and customer privacy. Appropriate disciplinary measures are taken to enforce employee privacy responsibilities.
We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Special Information Applicable to Electronic (Online) Banking
Our Privacy principles will apply to customers' confidential and private information with regard to both traditional and non-traditional (i.e., Internet) banking activities. However, due to the unique nature of the Internet and the ease with which information can be exchanged, we feel it is important for customers to be aware of the unique issues surrounding Internet Banking.
To better serve legitimate Internet Banking customers, visitors to the Bank's website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors such as:
- Date and time our site was accessed
- IP address (a numeric address given to servers connected to the Internet)
- Web browser used
- City, state and country
This information is used internally only for the purpose of improving our website and is not given or sold to any other organizations.
Visitors may elect to provide us with personal information via e-mail or online registration forms. This information is used internally only for the purpose of fulfilling the request or for contacting you directly and is not given or sold to any other organization.
Some areas of our website may use "cookies" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.
We require customers to utilize specific passwords for access to confidential and private information. We remind customers of their responsibility to safeguard login IDs and passwords. In addition, commercial customers should carefully screen those employees to whom user IDs and passwords are granted.
More Information
We want our customers to understand our commitment to privacy issues and our use of confidential customer information. Our customers may obtain a copy of this policy at any of our office locations or by calling (309-347-1131), writing (Herget Bank, N.A.; P.O. Box 839; Pekin, IL 61555-0839) or email.
